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The beauty of the fall season can certainly inspire one to take a road trip, or even embark on a week-long adventure. Yet what if your Credit Union members find themselves far from home with a need to access their accounts? Don’t allow your members to fall into this situation. Instead, provide them with a secure safety net as they head off on their journey.

Sharetec’s Shared Branching solution can give your members the personal service they've come to expect from your Credit Union—whether they are across town or 1,000 miles away from home. And this solution goes far beyond an ATM by offering your members access to fully-staffed offices with real people to serve their needs. Shared Branching allows a member service representative to automatically link to your members’ accounts at your Credit Union, enabling them to make as many deposit, withdrawal, transfer, or loan payment transactions as they wish.

Sharetec’s Shared Branching solution makes it easy for your members to conduct their Credit Union business as usual, no matter where the road or season takes them.

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With Sharetec’s Web Member Services feature, your Credit Union can conveniently do double duty. This business tool enables you to offer both members and non-members the means to apply for loans through your Credit Union website. And as non-members apply for their Credit Union membership, they can simultaneously submit a loan application―making the online process twice as nice for applicants and Credit Unions alike.

Sharetec’s Online Member Services application allows your existing members to apply for loans, shares, share drafts and even Certificates of Deposit online with ease. They simply sign into their home banking site and apply for their loan and/or share products of choice. And because non-members can apply for their membership, loans and share accounts concurrently, your staff and your potential members will both save valuable time. Once applications are completed, they are immediately sent to a loan officer or member services representative for review. Since the Sharetec application is online, loan officers and member services representatives will not have to re-key any of the information, which saves more time.

With Sharetec’s unique customization capabilities, you can choose the look and feel of your online application page to set it apart from other sites. Your staff can select which products to feature for your applicants’ consideration, as well as how much information will be required through the application process.

By taking advantage of the benefits and capabilities of Sharetec’s Apply Online feature, your Credit Union will have the potential to capture a larger share of the loan and the membership market—how’s that for double duty?

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Have you ever been disconnected from your core system?

Ever had a storm knock out connectivity of an office? If you are like most credit unions, when this happens, your tellers are manually writing transactions that they will have to key in later to the core system, or members are asked to come back only to find the doors locked since you had to close.

Sharetec now has the answer to solve these problems. Using Offline Processing, your credit union can continue to serve your members when conditions are not ideal.

What does this mean for your credit union and your members?

• Serve Members: Perform members transactions when the connection to the system is ever down.

• Reduce Possible Losses: Even in an offline environment, tellers will see the member’s balances, so not to give out too much cash.

• No Double Entry Later: Once a connection back to the Sharetec server has been established, tellers will be able to post all of their offline transactions back to the Sharetec server in a batch format, based on each user.


Online Credit Union Enrollment is Quick and Easy with Sharetec

With Sharetec Online Enrollment software for credit unions, new members can apply online. It is quick and easy and potential members only need a few minutes and some basic information to get the process started. Potential members now search the internet to find the “best fit” for their financial institution. Sharetec Online Enrollment program gathers vital information required to determine membership eligibility and what accounts/loans a potential member is interested in opening. 

  • Eligibility & Criteria
  • Applicant & Joint Applicant Information
  • Type of Loan & Amount
  • Account Funding Information (Creating an ACH from another FI)
  • Payment Method
  • Select Share Accounts & Other Products (Debit Card, etc)

You maintain control!  The potential member receives an email from the credit union with further instructions. The credit union staff may request additional information. Once a credit check is completed, you are ready to contact the applicant and complete the transaction.

The Benefits:

  • Potential Members Can Apply for Membership Online
  • New Loans Can Be Approved in Minutes
  • You Have Immediate Opportunity to Cross Sell Additional Products
  • You Can Compete With Any Financial Institution for Products & Services

There is even an account funding option to collect the R&T from any institution and create an ACH transaction to open the account. Prior to approval, the system verifies the information provided.  This program increases credit union visibility and provides an additional source of new members with no additional effort from your staff.

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Your Credit Union members are being pitched by your competitors each and every week. Such fierce competition makes it more important than ever to know your members’ needs and to be aware of every sales opportunity. Yet short of a cold pitch, how can your employees successfully reach out to your members to make the sale? And how will they even know which members qualify for a particular product or service?

Sharetec’s Cross Selling feature can help your Credit Union rise above the competition and secure additional sales from your existing members. Sharetec simplifies the Cross Selling process by enabling staff to easily explain the products and services that you want to promote to qualifying members. When a member meets all of the predetermined criteria to qualify for a certain product or service, a Cross Selling window appears on the screen, alerting your staff of the opportunity. The Cross Selling prompt provides the employee with a customized script to follow, so there’s never any doubt as to what to say. Your staff will appreciate the ease of Cross Selling, and those compensated for their sales will enjoy the system’s trouble-free tracking feature. Sharetec carefully keeps track of each sale and promotion by user, so employees are sure to reap the rewards at bonus time.

Stop missing opportunities and increase your ROI with Sharetec’s smart and efficient Cross Selling solution. Your staff will be poised and empowered to take advantage of every Cross Selling opportunity, which can lead the way to increased sales and greater success for your Credit Union.