Members “First” Community Credit Union
wanted to increase their non-interest income while improving member relations. Implementing Sharetec's Tiered Courtesy Pay feature provides the credit union with a risk-based fee structure. This gives them the ability to offset the cost of processing and monitoring overdrafts, which in turn, provides a cushion (revenue stream) that is used to offset potential loses. The results - 11% increase in revenue, reduced fee reversals and improved member relations.

This effort has catapulted Members "First" Community Credit Union into the top 1% ROA  of all credit unions in the country. To learn more about Sharetec's Tiered Courtesy Pay feature click here