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Members today want the ability to see all their information, anywhere they are. It’s time to move beyond the basics and find a Home & Mobile Banking provider that takes you to the next level.

Sharetec Home & Mobile Banking Allows Your Members to:

    • View Account Transaction History
    • Manage and pay 3rd party CC accounts
    • Set up eAlerts
    • Stop Payments
    • Lock/Unlock Debit Cards
    • Transfer funds between accounts

Includes Access to these Additional Products:

    • ProPay
    • Picture Pay
    • Flex Pay
    • Portal Pay
    • P2P payment tool
    • Loan applications
    • Bill Payment
    • RDC (Mobile only)

Home & Mobile Banking from Sharetec: The products your Credit Union needs – The features your Members expect.

 

 

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There’s not much time left on the clock.
Register for Conference and reserve your hotelroom today! Beat the August 25th buzzer to receive the special Sharetec room rate.

To register now,
click here. To reserve your room, click here.

For more information, contact Courtney at This email address is being protected from spambots. You need JavaScript enabled to view it..

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offline

If you are like most credit unions, when this happens, your tellers are manually writing transactions that they will have to key in later and members are asked to come back until the CU is up and running again.

Sharetec provides a solution to this problem. Using Sharetec's Offline Processing allows the CU to continue to serve their members when conditions are not ideal.

What does this mean for your credit union and members?

Serve your Members:
Perform member transactions whenever the connection to the system is down.
 
Reduce Possible Losses: Even in an offline environment, tellers will see the member's balances.
 
No Double Entry Later: Once a connection back to the Sharetec server has been established, tellers will be able to post all of their offline transactions back to the Sharetec server in a batch format, based on each user.

To learn more, click here.

Loans and Dreams

While credit unions would like nothing more than to help members make their dreams a reality, the loan decision process can be difficult for even the most astute of lenders. For this reason, Sharetec offers Automated Lending to assist credit unions with making such critical decisions. 

Sharetec’s Automated Lending tool—used in conjunction with Sharetec’s loan application—is considered by many to be the perfect tool for instituting and streamlining lending parameters and guidelines. The tool auto-generates loan approval or denial based on up to 11 pre-established and weighted criteria. As data relating to debt and income is recorded, factors including debt ratios and disposable income, are auto-calculated for the loan applicant and co-applicant. 

Sharetec’s Risk Based Pricing module can be incorporated into the Automated Lending tool to further simplify the decision process. Credit unions using this automated pricing module can adjust a borrower’s interest rate based on risk level, using their own custom-created risk pricing adjustments which are auto-applied based on loan type. The customized pricing adjustments can be based on a singular factor such as credit score, to several factors, such as debt ratios, employment history and delinquency.

With Sharetec’s Automated Lending tool in place, the business of approving loansand making members’ dreams come true—can become significantly easier for credit unions!

 

Sharetec offers a comprehensive training system that is built to fit each credit union in the most efficient way possible. Lifelong learning is one of the best ways to grow and Sharetec believes this is equally true for making the most out of all Sharetec has to offer. Credit union staff needs to be trained properly to take advantage of each product and service that is provided.

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“Our new lending staff received individualized training and were able to work through a loan from start to finish on the demo site without the worry of a member sitting in front of them. The tips and tricks we received along the way gave them the confidence they
needed. When completing their training, the staff felt like they had a very strong understanding of the Loans Workspace that would have taken weeks of training in our office.” Jenny Kutz, Manager

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“We continue to send our staff for additional training as needed. They always come back with new ideas and processes that improve the way we manage the credit union and serve our members.”
Cindy Duke, CEO

Free ongoing training at one of the Sharetec offices will not only provide CUs with the information they need to succeed, but it will give each staff member the confidence they are using Sharetec to the best of their knowledge.

To read more of this success story, click here.